...and preparing for retirement

Your normal retirement date is specific to the Scheme Rules that applied to you at the date you left the Scheme. You may be able to retire early under certain circumstances and with the Trustee's consent.

Before you reach retirement, you should make sure we have your up-to-date address. This will enable us to send your retirement options and the paperwork required to make any pension or other payments in good time.

If you need to make sure you receive your State Pension, visit the following link: https://www.gov.uk/state-pension/how-to-claim

Finally, if you have other pensions that will be due from previous employers, and you have lost their details, you can use the Pension Tracing Service to trace the administrator's current contact details.