Scheme Overview

More about RIGPS...

This section is for members of the Royal Insurance Group Pension Scheme (RIGPS).

The Scheme is not open to new entrants or future accrual.

The Scheme originally provided benefits on a final salary basis and then switched to a CARE pension arrangement from 1 January 2006.

The scheme closed for future accrual on 31 March 2017.

Here's what you get from the Scheme:

  • a pension when you retire
  • an option of taking a tax-free cash sum and a reduced pension
  • alternatively, subject to certain conditions, you can choose to transfer your deferred pension to another arrangement.