If you are unable to work because of serious ill health or injury ...

If you are incapable of all gainful employment or self-employment and not likely to recover substantially from your incapacity in the opinion of the Trustee, based on satisfactory medical evidence, you may be granted an immediate pension.

The pension will be paid on an early retirement basis.

If your health improves before Normal Pension Date, the Company and the Trustee can review the position.

If you are suffering serious ill health which limits your life expectancy to less than 12 months, then further options may be available to you. Please contact the Pensions Administration Team to find out more.