You no longer have to spend weeks sorting out your retirement application. You can now retire online in as little as 25 minutes! This new online process replaces the paper forms which typically takes 42 days to complete and process. It has been designed and tested by real members, to ensure that it is straightforward and intuitive to use.

Hundreds of Fund members have already successfully retired online. They told us they found the process “simple to follow”, “easy to navigate” and “painless”.

Ready to retire?

Ideally you should aim to complete your online application 6 months before the date you want to retire to give the administrator time to make all the required arrangements for you to access your pension benefits (including your APeCs, if you have them).

Remember, you can currently access your benefits from age 55, however the UK government is increasing this to age 57 on 6 April 2028.

Get advice

Before retiring or transferring out of the Fund, we recommend you take independent advice from a Financial Conduct Authority (FCA) regulated financial adviser. You can use MoneyHelper's directory to find an FCA-registered adviser yourself or, if you are age 50 or over, you can take advantage of the competitive charges that the Trustee has arranged with Liverpool Victoria Financial Advice Services Limited (LVFAS). For more information, visit www.lv.com/natwest or call 0800 022 3866.