Trust Deed and Rules, Schedules and Schedule Factsheets

All references to “RBSelect” contained in the following Schedules should be read as “NatWest Group Benefits”.

Not sure which Schedule applies to your benefits? Log into your pension record and go to Useful Documents > Fund Information for your relevant benefits schedule.

Schedule 01A – AA Section (former Active Members of the RBS AA Pension Scheme immediately prior to 31 March 2012)

Schedule 01C – AA Section (former Deferred and Pensioner Members of RBS AA Pension Scheme at 30 March 2012)

Schedule 05 – Royal Bank Members

Schedule 06 – Former Members of Coutts Staff Pension Scheme

Schedule 07 – Former Members of Lombard Pension & Life Assurance Scheme

Schedule 09 – Former Members of Gartmore Pension Fund

Schedule 10 – Former Deferred Members of Centre-File Group of Companies Pension Scheme at 1 April 1997

Schedule 11 – William Deacon’s Members

Schedule 12 – National Bank Annuitants and National Bank Members

Schedule 13 – Glyn’s Members

Schedule 14 – Charterhouse Members

Schedule 15 – Former Active Members of Adam & Co Retirement Benefits Plan immediately prior to 31 December 2007

Schedule 16 – Fielding Newson-Smith Staff Pension Scheme

Schedule 18 – Retiring Age 65 Schedule

Schedule 19 – Benefits on Divorce or Dissolution of Civil Partnership

Schedule 20 – Life Assurance Benefits

Schedule 21 – Flexible Retirement