About the Scheme

The Ulster Bank Pension Scheme (ROI)  is your way to save for your retirement. Through the Scheme , you’re able to receive a regular income in retirement.

This website allows you to view your benefits, run retirement quotes, and access additional information about your pension benefits and your investments to prepare you for retirement. For more information, access the Useful Documents page on your pension record.

Want to know how much your loved ones will get from the Scheme when you die? The amount will depend on which part or ‘schedule’ of the Scheme you’re in, and whether you’d already started getting a monthly pension when you die. You can download a copy of your schedule specific benefit factsheet to keep for your records, by logging on to Your pension record > Useful documents.

It is important that you keep your personal details updated on your pension record so we can continue to provide you with the most up-to-date information. To update your personal details, login to your pension record.

Getting advice

If you want to get personal advice about something to do with your pension, you might want to speak to an independent financial adviser. You’ll have to pay for their advice, but your pension is a valuable benefit, so you should find it is money well spent.

You can find an independent financial adviser near you at: moneyadviceservice.org.uk

Don’t accept any offers of advice from people who contact you out of the blue – they could be a scammer. Advisers must be registered by the Financial Conduct Authority (FCA). You can quickly check if an adviser is genuine by calling the FCA on 0800 111 6768.

Avoiding pension scams

To learn more about pension scams, please watch this short video and/or read this document from the Pensions Regulator:

If you have any questions about the Scheme , please contact us:

RBSIrishpensions@willistowerswatson.com