AstraZeneca Pensions Trustee Limited (‘we’, ‘our’, ‘us’), the trustee of the AstraZeneca Pension Fund (the ‘Fund’), is committed to protecting your information and acting in accordance with your rights under data protection law, including without limitation the Swiss Federal Act on Data Protection of 19 June 1992 (the ‘FADP’) and the European data protection legislation including, as from 25 May 2018, the General Data Protection Regulation (the ‘GDPR’), where applicable.
1 Collection of your information
We collect and process the following information about you:
- 1.1 Your personal details such as your name, sex, date of birth, home address (including postcode), telephone number, e-mail address, National Insurance number, bank account details (in some cases), marital status, dependants and country of residence;
- 1.2 Information relating to your benefits such as your member identifying number (which is assigned to you by us), the date you joined or left the Fund, your earnings and pensionable earnings, benefit options you have selected, the category and value of benefits that you have built up or receive and relevant matters impacting your benefits such as voluntary contributions, pension sharing orders (including information in divorce or dissolution certificates), tax protections or other adjustments;
- 1.3 Records of communications with you (including any complaints); and
- 1.4 In some cases, special categories of personal data such as your marital status or information concerning your health (e.g. in the case of ill-health early retirement and ill-health reviews, and where incapacity or similar reasons determine the benefits paid to you).
Where applicable, we also collect information about your nominated beneficiaries, dependants or next of kin (for example, when you submit an Expression of Wish form). Before providing us with any such information, you should provide a copy of the information in this notice to those individuals. We assume that you have the right to share any personal information you provide to us about them.
In some cases, we will collect personal information about you indirectly from the AstraZeneca entity which is (or was) your employer and from our service providers (e.g. our administrator) which currently is WTW of Westgate, 120-130 Station Road, Redhill, Surrey, RH1 1WS, United Kingdom.
2 How we use your information
We use your information for the following purposes:
- 2.1 Communicating with you in relation to your benefits and contributions, handling requests for transfers and allocation of death benefits, dealing with complaints, and making disclosures at your request such as in relation to transfers to other plans;
- 2.2 For general administration of the Fund, such as: to record and pay benefits (including implementing benefit options you have selected); for actuarial valuations; for electing member-nominated Trustee Directors; for providing you with news about the Fund; for reviews we or our administrators conduct for statistical and reference purposes; and for other checks or administrative activities that may become necessary from time to time (like member tracing) should we happen to lose contact with you and to prevent fraud;
- 2.3 For meeting our ongoing regulatory, legal and compliance obligations, and investigating or preventing crime;
- 2.4 To improve our processes and our use of technology, including testing and upgrading of systems, and to learn about other processes we can use to improve the administration of the Fund; and
- 2.5 When we undertake activities from time to time to help us manage the liabilities of the Fund, such as obtaining life insurance, longevity hedging, insuring Fund liabilities with an insurer, Trust mergers, bulk transfers, pension increase exchanges, flexible retirement options and enhanced transfer value exercises, including (where relevant) disclosures to administrators for calculating offers made to you in relation to these activities and disclosures to advice providers to allow you to obtain financial advice.
Our use of your information as described above is permitted by applicable data protection law because it is:
- 2.6 Necessary for our legitimate interests in pursuing the purposes set out in paragraphs 2.1 to 2.5 above, and (when we make disclosures to AstraZeneca for the audit and corporate transaction purposes referred to below) necessary for the legitimate interests of AstraZeneca, such interests in each case not being overridden by your privacy interests;
- 2.7 In some cases, necessary to meet our legal or regulatory responsibilities, such as disclosures to authorities, regulators or government bodies referred to below; or
- 2.8 In some cases, necessary for the performance of a task carried out in the public interest and, when we use special categories of personal data, necessary for establishing, exercising or defending legal claims or, where the processing relates to personal data, manifestly in the public domain; and
- 2.9 In limited circumstances, processed with your consent which we obtain from you from time to time, such as when you ask us to make disclosures or allocate benefits or where the Fund rules require you to provide information which we cannot otherwise process without your consent.
Where the personal data we collect from you is needed to either:
- i. Meet our legal or regulatory obligations; or
- ii. Record, calculate or pay benefits to you, or your nominated beneficiaries,
then, if we cannot collect or continue to use this personal data, we may be unable to administer your contributions and benefits, or record, calculate or pay your benefits and/or the benefits due to your beneficiaries.
3 Disclosures of your information
We typically share your information with the following recipients:
- 3.1 Our suppliers and other providers of services who use the information on our instructions; we use service providers to administer the Fund on our behalf (currently WTW), financial advisers (currently Wren Sterling), DC advisers (currently LCP LLP), annuity advisers (currently Hargreaves Lansdown and Reassure), payroll providers (currently NGA Human Resources), medical practitioners in relation to ill-health early retirement applications (currently Dr David Shackleton), providers of printing and communication services (currently Optichrome and WTW), tracing services (currently Faraday Tracing bureau), providers who invest your additional voluntary contributions and death in service insurers (currently Standard Life, Equitable Life and Canada Life).
- 3.2 Our professional advisers to obtain actuarial advice and trustee secretarial services, (currently WTW), legal advice (currently Linklaters LLP), consultancy and investment advice (currently WTW and Cardano) and audit services (currently KPMG LLP).
- 3.3 AstraZeneca, such as for audit purposes, in relation to corporate transactions initiated by the AstraZeneca Group from time to time;
- 3.4 Any new pension provider you select, if requested to do so by you;
- 3.5 Insurance and reinsurance companies, such as when we carry out the activities referred to in paragraph 2.5 above;
- 3.6 Public authorities, regulators or government bodies, including when required by law or regulation, under a code of practice or conduct, or when these authorities or bodies require us to do so. This may include The Pensions Regulator, HM Revenue & Customs and the Department for Work and Pensions; and
- 3.7 Other persons from time to time when the disclosure is needed to exercise or protect our legal rights, including the rights of other stakeholders, or in response to requests from individuals or their representatives who seek to protect their legal rights or such rights of others. This may include The Pensions Ombudsman, the police or by order of the court if, for example, there is suspected or actual criminal activity involving the Fund.
Please note that when we share information with our suppliers and service providers, we take steps to ensure they meet our data security standards, so that your personal data remains secure.
4 Transfers of your information abroad
The use and disclosure of your information for the purpose referred to in paragraphs 2.1 and 2.5 above may involve transferring your information to countries outside of the European Economic Area and/or Switzerland.
In those cases, except where the relevant country has been determined by the relevant public authority to ensure an adequate level of data protection, we will ensure that the transferred information is protected in compliance with applicable data protection rules. To ensure an appropriate level of protection, for example a data transfer agreement in the appropriate standard form approved for this purpose by the European Commission or (where applicable), either the relevant authority in the United Kingdom or the Swiss Federal Data Protection and Information Commissioner. Further details of these transfers and copies of these agreements are available from us on request.
For the avoidance of doubt, if you live outside the EEA or Switzerland, we will transfer your information outside the EEA and Switzerland in order to pay your benefits. If this is relevant to you, we may also transfer your information outside the EEA and Switzerland in order to trace you if we lose contact with you, or to confirm your continuing entitlement to benefits. We will ensure that we continue to protect your information in these cases.
5 Retention of your information
We will keep your information for the longer of: (i) the period required in order to meet our legal or regulatory responsibilities; and (ii) the period envisaged within our data retention policy. We will decide the retention period having regard to the Fund’s operational and legal requirements, such as: facilitating the payment of benefits to you or your nominated beneficiaries; calculating and managing the liabilities of the Fund; and responding to legal claims or regulatory requests.
Your rights
You have rights under data protection law to access and correct your information and (in some circumstances) to restrict its use or have it deleted.
In some circumstances, you also have the right to object to the processing of your information and to require certain personal data to be transferred to you or a named third party.
There is generally no charge to you to exercise any of these rights. However, if your requests are manifestly unfounded or excessive, in particular because of their repetitive character, we may either: (a) charge a reasonable fee taking into account the administrative costs of providing the information or taking the action requested; or (b) refuse to act on the request.
You can exercise any of these rights by contacting us at the address set out below.
As set out in paragraph 2.9 above, in limited circumstances your personal data is processed on the basis of your consent. To the extent this applies, you have the right to withdraw your consent to the use of your information. You can notify us of your withdrawal of consent by contacting us at the address set out below.
You can also lodge a complaint about our processing of your personal information with a supervisory authority in Switzerland or the EEA Member State where you habitually reside or work, or where a breach has taken place. Details for the office of the Information Commissioner in the UK are available at www.ico.org.uk and the Swiss Federal Data Protection and Information Commissioner at www.edoeb.admin.ch/edoeb/en/home/the-fdpic/contact.html
6 Further information required to carry out requests
In some cases, it will be necessary to obtain additional information from you, such as in order to carry out your request for a transfer or allocation of benefits. We will notify you when your information is required for this purpose.
7 Status of this privacy notice
This privacy notice was last updated on 24 May 2018.
This document is a notice to you and not a contract between us. It may be subject to amendments from time to time.
Any future changes or additions to our processing of personal data (as described in this privacy notice) which affect you will be brought to your attention in a way which is appropriate, having regard to the way in which we normally communicate with you.
To contact us about the matters set out above, please send your correspondence to:
The AstraZeneca Pension Fund PO Box 545, Redhill, Surrey, RH1 1YX.