Make sure you’re able to spot a pension scam.

If you’re approached out of the blue about an investment or business opportunity you should check they’re authorised to give advice on pensions. Worst case, if you fall for a scam you could lose all your money.

You can find out more about pension scams and how to protect your money on the FCA’s ScamSmart website, and in this handy leaflet ‘Don’t let a scammer enjoy your retirement’.